O' Circle · Membership
Own your ride with nothing down.
Zero down payment, zero processing fee, zero paperwork. Joining is free and takes a minute.
The triple zero
Three things you never pay for.
₹0Down paymentRide home today with nothing upfront: 100% on-road financing through our banking partners.
₹0Processing feeNo processing or management charges. What you see is what you pay.
0PaperworkAadhaar-based digital verification. No papers, no photocopies.
How it works
Join, choose, ride.
- 1Sign upVerify your phone with an OTP in 30 seconds. Free, no commitment.
- 2Choose and bookPick your ride: ₹0 down, ₹0 processing, no papers.
- 3Ride and earnEarn B-Coins on every purchase, and more when friends join.

Member benefits
More than zero down.
- Priority deliveryMembers are delivered first
- Member pricesDeals only for members
- B-CoinsEarn and redeem, 1 coin = ₹1
- Roadside assistanceHelp 24/7
- Free servicingYour first two services
- TransferableGift it to family
Eligibility
Who can join?
- 18 or olderAn Indian citizen or resident
- A valid AadhaarFor instant eKYC
- A bank accountAny savings account works
No CIBIL score minimum. Subject to lender partner approval.
Questions
Good to know.
If you're 18+ with a valid Aadhaar and bank account, you're eligible. Our lender partners approve most applications within minutes. No CIBIL score minimum.
Just your phone and Aadhaar. Everything is digital — eKYC via Aadhaar, e-NACH for mandates. Zero physical documents required.
13 B-Coins = ₹1,000. Earn on every purchase, every referral, every activity. Redeem for accessories, servicing, or your next vehicle.
Yes. Cancel within 24 hours for a full refund. After allocation, standard cancellation charges apply as per T&C.
Yes. O' Circle membership and B-Coins are fully transferable to any family member through your profile settings.
Ready when you are.
Join free with your phone number. Your membership card is ready the moment you do.